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Personal UMBRELLA

Personal umbrella policies provide an additional hedge of protection against liability claims and are frequently paired with home, auto, and/or rental property insurance When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between financial survival and bankruptcy court.

 

The rising costs of lawsuits and judgments are important for you to consider. Catastrophic liability losses can happen to anyone at any time, and an umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have put into building your assets  (your home, vehicles, retirement accounts, etc.) is not replaceable.  Call Duckworth Insurance Agency a  today at (512) 792-4220.

TEXAS - WHAT YOU SHOULD KNOW ABOUT UMBRELLA

Umbrella policies and coverages vary from carrier to carrier.  Be sure to speak with us about your particular policy and what coverages are in place.  Personal Umbrella Policies commonly cover:

  • Bodily injury and property damage in an accident that exceeds your auto liability limits

  • Bodily injury in the event of an accident on your property that exceeds your homeowners liability limits

  • Lawsuits and legal costs relating to invasion of privacy, libel or slander, and defamation of character

RISK FACTORS - WHAT TO DISCUSS WITH OUR AGENTS

  • You have young drivers in your household

  • You own: rental property, vacation property, a home, or multiple residences

  • Driving or letting someone else drive your vehicle

  • Participant in carpools or other group activities

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